“Kelley’s disease may have taken away her livelihood, but life insurance has saved our lives at this point,” says Doak.
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Most people think life insurance is there to protect families financially when someone dies. And while that’s true, the “living benefits” of life insurance can also help families beforehand.
Kelley and Doak Snead are a match made in country music heaven.
They met in Nashville, working in the industry and then bonded over their love of making music. Their love has grown over the past 23 years, and life insurance has been an important part of their life together.
Tragedy Strikes
Kelley, the family’s main breadwinner—found out she had a drug-resistant type of Parkinson’s disease.
It has slowly robbed her of her ability to work, and now even to care for herself.
Kelley’s term life insurance policies have a disability waiver of premium, which means she never has to pay another premium. And because her diagnosis is terminal, the family is able to access a percentage of the death benefit now.
The Outcome
The family has been able to stay in their home, instead of selling it, and Emma (their daughter) has been able to complete school. What’s more, Kelley and Doak are able to spend what time they have left without the crushing burden of financial worry.
I had no clue about insurance, and when my family needed guidance and questions answered, Leah was there! They make getting insurance easy, and handle everything for you! - Katie Harris
