Finding the Best Health Insurance

In just two months, Open Enrollment will begin, and most Americans will be examining insurance plans to ensure they have the most affordable option, a reasonable premium, low deductibles and copays, and the best maximum out-of-pocket limit on annual spending. All these options help you budget accordingly.

Insurance Group of the Ozarks (IGO) helps you find the best options for your family, whether through the Marketplace or Medicare and Advantage plans. As a family-owned business, IGO understands that our clients want affordable insurance with flexibility and comprehensive coverage.

When we talk about comprehensive coverage, it includes preventive services, such as annual check-ups, vaccinations, and screenings, at no additional cost. It also covers prescription drugs, mental health services, and support for managing chronic diseases, including diabetes, heart disease, and other illnesses.

Another important concern is the accessibility and flexibility of your health network. Staying in-network with doctors, specialists, and hospitals can save a significant amount of money, so having a strong network helps protect your budget. Pay attention to options for telehealth or virtual care. If you travel frequently or live in multiple locations, review the options for out-of-network coverage.

The benefit of working with IGO’s health advisers is that you know what you’ll get in your health plan. An advisor guides you through the benefits and comparisons to ensure clarity, helping you avoid hidden exclusions and navigate confusing jargon.

Many health plans include perks and wellness incentives such as rewards, gym memberships, and health savings accounts (HSAs), which are tax-advantaged savings options available with high-deductible plans. Other plans provide benefits for prenatal or pediatric care, as well as fertility treatments.

As you search for the best health insurance option for yourself or your family this fall, IGO can offer support and help you find reputable and reliable plans with good ratings for service and claim processing.

We look forward to working with you! Call us at 417-725-1131 with your questions, or contact us online at https://www.igotozarks.com.