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As the weather begins to change and we anticipate cooler temperatures, it is a reminder that Open Enrollment is just around the corner. There are two windows of enrollment depending on your age and status. This month you should receive correspondence from your health provider or prescription drug plan about plan specific changes beginning January…

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The Planning Game

If you are in your 20’s, 30’s or 40’s, the topic of retirement is probably not something you think much about, but the earlier you plan the greater your options. The reality is that the decisions you make today will have a financial impact on “when” you can retire and “what” retirement will look like…

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Is Telemedicine Here to Stay?

Over the past few months, many things have changed in our world due to COVID-19. Wearing masks may be a necessity for months to come, but something that may become permanent is the use of technology for doctor visits. Telehealth is the use of digital information and communication technologies, such as computers and mobile devices, to…

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Staycations Close to Home

After weeks of being home and social distancing, families are beginning to look for ways to safely venture out for a vacation without spending a lot of money. Fortunately, we live in a state with a lot to offer families ready to get away for the day or a week. As businesses reopen after COVID-19,…

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Staying Home Together

During these days of social distancing with millions of people staying at home, it has been amazing to watch the creativity and collaboration of people, businesses, states, and even countries coming together to meet needs during this global pandemic. I am inspired by stories of small businesses that have stepped up to make face masks,…

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Turning 65, Coronavirus virtual appointments

You may be turning 65 soon…or over 65 and retiring from a job that offered health insurance but now will need to consider transitioning into Medicare coverage as your primary health plan.  In a climate where many businesses are closing their doors, in combination with heeding our government’s orders to protect your health, we may…

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Looking out for Those you Love – Term Life Insurance

Merriam-Webster defines insurance as a means of guaranteeing protection and safety. Insurance provides peace of mind for us and our family. When the unexpected happens, we want to leave our loved ones with the security and resources they need by having a plan in place. Whether you are just entering the workforce or getting ready…

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How to Avoid Costly Medicare Enrollment Mistakes

It is a well-known fact that Baby Boomers are retiring at a rate of 10,000 per day. This generation of adults born between 1946 and 1964 represents about 20% of the world’s population. A fact that is not as well known is the rule about “when” to enroll in Medicare and the consequences and potential…

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10 Ways to Jump-Start 2020

Now that we officially have entered a new decade, it is a great time to check a few things off the list that usually get put off during the year. Here are ten things to jump-start your year and eliminate the dread of unfulfilled “to-do” lists. Change the filters. This is an easy thing to…

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Nearly 200 million Americans start their New Year with a carefully crafted list of well-intentioned resolutions according to research by the University of Scranton. Yet many, if not all resolutions, are forgotten or ditched by February. Many people choose not to make resolutions because of their past failure rate. According to INC., “Researchers say about…

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