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There is always a little excitement when a new calendar year begins. New goals, anticipated events, and unexpected opportunities open up a world of possibilities. This new beginning is a great time to start a new hobby, set a reading goal, or spend more time enjoying friends and family. The start of the year can…

It’s Open Enrollment season, and for individuals with marketplace (Affordable Care Act) or private health insurance (not employer-sponsored), your enrollment runs from November 1, 2025, to January 15, 2026. Medicare Open Enrollment, also called the Annual Election Period (AEP), is for people with Medicare. From October 15 to December 7, you can update your Medicare…

In just two months, Open Enrollment will begin, and most Americans will be examining insurance plans to ensure they have the most affordable option, a reasonable premium, low deductibles and copays, and the best maximum out-of-pocket limit on annual spending. All these options help you budget accordingly. Insurance Group of the Ozarks (IGO) helps you…

There are always new ways to safeguard your wallet while still enjoying your investments, traveling the globe, or caring for your favorite pet. In each of these scenarios, insurance can be a valuable option. This week, while visiting a friend, she shared a story about her “grand-dog” that suffered an unexpected illness costing $10,000 for…

As we look ahead to Spring, you can continue this “month of love” theme throughout the year by taking inventory of your financial assets. February is considered a month to show love to those you care about. A great way to do that is to consider the pros and cons of life insurance. Life insurance…

At the beginning of each year, many different resolutions are made, focusing on health, finances, career, and the list goes on and on. One resolution you may not consider is re-evaluating coverages on your home, car, boat, camper, or commercial business to ensure everything is adequately covered. Options for your home include coverage for renters…

The season of gratitude and giving seems to pass too quickly. Black Friday and Cyber Monday rush in immediately following Thanksgiving, and our reasons for being thankful often seem to slip into the background. The rush of the Christmas season—finding the perfect gift for everyone on your list or preparing for visiting guests—can steal our…

Every year, when the leaves start to fall and the gorgeous colors of the season begin to change, it is a reminder that the Annual Open Enrollment for Medicare and Marketplace Insurance has arrived. THE WINDOW FOR OPEN ENROLLMENT Medicare’s Open Enrollment is from October 15 to December 7. If you are under 65 and…

October is just around the corner, and countless ads about the Annual Open Enrollment are already flooding TV screens and social media feeds. During an election year, there are always concerns about changes, but some positive reportsare circulating. Health advisors are encouraged and expect Medicare Advantage Plans to remain stable regarding medical and hospital coverage.…

Summer will soon end, children will be back in school and family vacation season will slow down. Retirees have more flexibility and often prefer to travel off-season to avoid crowds or find good deals. However, there is still plenty of time to get away and explore your favorite national park, city or country. Wherever you…