Lower Premiums with Discounts

If you drive a car, you’ve probably noticed that auto insurance prices have increased. Everyone is trying to make their dollars stretch, and if you are a good driver, this is an excellent time to take advantage of that record. “There are more than a dozen common car insurance discounts that can help offset rising insurance, fuel, and vehicle repair costs.”

Everyone likes to get rewarded, and auto discounts are the perfect way to do just that.

My journey to find insurance discounts began when a friend mentioned she received a “safe driver” discount. Intrigued, I determined to discover what it was all about when she revealed she saved over $130 in six months.

After talking to my insurance agent, the company mailed a free device that monitors my driving. Honestly, it’s been a learning curve because I evidently “brake” too often and too hard. But my score has increased, I’m more aware of my driving habits, and I’m hopeful to see a discount on my next bill.

Forbes Advisor examined discount percentages from “11 of the nation’s largest insurance carriers.” Savings included “bundling” car and home insurance, owning a newer car with added safety features, owning multiple vehicles, or installing anti-theft devices. These are just a few options. Your insurance company may have additional discounts and options.

If you enjoy technology, numerous smart-home devices can save you money, even on homeowner’s insurance. Ask your agent about safety devices like Ting, a simple plug-in device that monitors your home for electrical problems that could cause a fire. My insurance company has provided free service for three years, and I can easily monitor my home with my phone. Different companies offer similar options.

After a recent leak in my crawl space, a friend mentioned a water leak sensor that links to an app on my phone. I am alerted if there is a potential leak under the house, which is perfect when traveling. Devices like fire and smoke alarms, temperature controls, motion detectors, and burglar alarms offer safety features that can save money. Rewarding customers with discounts is a win-win for you and the insurance company. Everyone wins if an app on your phone alerts you to a problem before a claim is required. You save money if a water leak or fire is caught early and damage is avoided.

Not all discounts are automatic, so ask your agent to review available discounts. Contact an agent at the Insurance Group of the Ozarks today at https://www.igotozarks.com.