6 Ways to Reduce Your Health Care Costs

I’ve had the pleasure of a front-row seat to the ever-changing environment of healthcare as an insurance advisor the last 12 years. These changes not only include the rising cost of health insurance premiums but prescriptions and out-of-pocket copays/deductibles. Since I am self-employed, I relate to the “typical” shopper of health insurance—no employer to offer…

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Be Minimal

“Be Minimal” 2019 started off with the idea of decluttering and being “minimalist”, thanks to the trending Netflix series featuring Marie Kondo titled “Tidying Up”…if you haven’t caught a peek yet, Kondo is Japanese and brings her principles of minimalism, cleaning and organizing to the US in simple steps which aren’t overwhelming, and her gentle,…

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What is Labor Day?

What is Labor Day? You probably recognize it because it’s a day off work… but what’s the origin of Labor Day, anyway? It began in the late 19th century as the trade union and labor movements started to grow, and was a day of the year chosen by tradesmen to celebrate labor! One early history…

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Changes are coming…

Changes are Coming! You may have already heard that early this month, the Departments of Health and Human Services, Labor and the Treasury published a final ruling on the Executive Order issued by President Trump last October.  This rule addresses the plan LENGTH in regard to Short Term insurance plans—the new changes will begin on…

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Most Trusted Adviser Award

“Most Trusted Adviser” by the Springfield Business Journal On July 13, 2018, our Agency received word that one of our Advisers, Leah Callahan, has been named one of the 2018 Springfield Business Journal’s Trusted Adviser in the Insurance category.  She is one of three other insurance agents to win the recognition. A feature article about…

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Why I love being an Insurance Agent

Why I love Being an Insurance Agent! No….I didn’t sit around DREAMING as a child of selling insurance one day….in fact, I wanted to be a teacher all the way up to my senior year of high school.  I was given the task of shadowing my aunt in Houston, TX who at the time was…

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Summer Fun Bucket List

“Your Summer Bucket List” Summer is here! We just skipped right past Spring and we find ourselves in near 90 degree temps one day, storms the next! For most local kids…school has now wrapped up and you might know that it takes less than a week out of school for them to begin to feel…

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Christian Sharing Ministries

The Scoop on Christian Sharing Ministries With rising health insurance premiums, and anger-fueled opinions in regard to the individual health market in general, many of our clients are beginning to ask if there are “out of the box” options for their health coverage.  One of those options, although certainly not “new” by any means, is…

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“To Garden—or NOT to garden!”

“To Garden—or NOT to garden!” The Groundhog is certainly getting some criticism this year as his prediction was for an “early Spring”….and yet here we are, almost mid-April, with snow blanketing many parts of the U.S. just days ago! The first warm temperatures beginning in March, though, bring forth such enthusiasm for gardening and planting…

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Spring Cleaning

“Spring Cleaning”, in my opinion, seems to be more about “donating” than cleaning….it’s impossible to clean rooms with too much stuff—otherwise all you’re doing is shifting the mess! And from someone who isn’t shy about my compulsive need for “”, at least three times a year I find a trunk-full of kitchen/garage items and clothing to pass…

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