Health Insurance

The Scoop on Christian Sharing Ministries With rising health insurance premiums, and anger-fueled opinions in regard to the individual health market in general, many of our clients are beginning to ask if there are “out of the box” options for their health coverage.  One of those options, although certainly not “new” by any means, is…

With May right around the corner, and our first…dare-I-say-it…warm and sunny weekend in what feels like months, what better way to celebrate the season than with freshly-made lemonade! Who doesn’t love an invitation to sit under the covered patio with something just a little bit sweet and a little bit tangy! You might think making…

“Spring Cleaning”, in my opinion, seems to be more about “donating” than cleaning….it’s impossible to clean rooms with too much stuff—otherwise all you’re doing is shifting the mess! And from someone who isn’t shy about my compulsive need for “”, at least three times a year I find a trunk-full of kitchen/garage items and clothing to pass…

If you purchased your 2018 health insurance policy through the Marketplace, and you reside in Greene or Christian county, you’re probably covered by “Ambetter Health”.  This was a new company to residents in our area, and as we were hesitant at first to discuss our personal feelings toward the reputation of the company based on…

On October 12, 2017 President Trump signed an executive order in an effort to improve healthcare.  Within this order was a proposal to expand Short-Term Insurance plans to less than 12 months, but greater than the currently held two-month limit in Missouri. Who’s a good fit for a Short Term plan? Those who are “in-between”…

November 1, 2013 was a day I remember all too well…for any individual health insurance broker, this particular day began with many unknowns and in a financial industry, not a comfortable place to start business.  For those of you who don’t know, this was the first day that the “Marketplace” became live in Missouri (www.healthcare.gov,…

For many of you, September is still marked as the beginning of the school year—but creeping upon us will soon be the time of year that many will need to review and/or change their Medicare coverage, or Individual Health Insurance plan. If you’re “Medicare-Eligible”, that is, you’re over age 65 (or eligible for Medicare due…

History of the Local Insurance Agency tells us that things are changing….in the internet-fueled world of the years past, we learned that people would rather shop on their own, from the comfort of their sofas.  Lots of what I would call “pop-up e-insurance” websites offered opportunities for sales reps from parts unknown to collect phone…

Before the ACA, it was understood that a “major medical” or “catastrophic” plan could be something that younger, or even healthier adults and children could purchase—a way to minimize high premiums while placing greater risk on the insured.  It was an excellent choice, in my opinion, for those who had few health risks—people were “ok”…